Japa Mala Beads takes great pride and care in offering a safe and secure online shopping experience for all of our customers. We have several systems in place to provide the safest, most secure shopping experience possible. Providing a safe and secure shopping experience and protecting the safety of your personal information is extremely important to us. We have implemented several layers of safeguards to protect your safety and privacy. These include electronic safeguards like using Secure Sockets Layer (SSL) when you transmit information to our sites among other physical and virtual practices and policies such as not storing your credit card information on our servers.
Secure Shopping Guarantee
We guarantee that every transaction you make at JapaMalaBeads.com will be safe. You will pay nothing if unauthorized charges are made to your card as a result of shopping at JapaMalaBeads.com.
Under the Fair Credit Billing Act (FCBA), the bank that issued your credit card cannot hold you liable for more than $50 of fraudulent charges. If the bank that issued your credit card does hold you liable for any of this $50, JapaMalaBeads.com will cover the entire liability for you, up to the full $50 Provided that:
1. Cardholder Protections
JapaMalaBeads.com will cover this liability only if the unauthorized use of your credit card resulted, through no fault of your own, from purchases made at JapaMalaBeads.com while using the secure server. JapaMalaBeads.com will not be responsible for any losses greater than $50;
In the event of unauthorized use of your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures; and
In no event will JapaMalaBeads.com be responsible for any losses greater than $50.